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The Altiora Library / Bundles

Complete Bundle · 16 items · separate download links

Altiora Library Complete

Every handbook, playbook, book and template in one bundle

by Justin VandayarPublished by Altiora Business Management

The whole Altiora Library: five handbooks, four sector playbooks, three motivational books and four editable templates and toolkits, at our biggest saving.

R1,829R3,314Save R1,485 (45%)

Prices in South African Rand

Format16 separate PDF, DOCX and XLSX files (no single ZIP)
Includes16 resources
DeliveryEmailed after payment as 16 separate secure download links, one per file (links expire after 7 days)
AuthorJustin Vandayar
PublisherAltiora Business Management
LicencePurchaser’s own business use only. Templates may be edited for your business; files may not be resold or shared
  • Instant download
    Link emailed after payment
  • Secure checkout
    Via PayFast
  • Written for South Africa
    CIPC, SARS, B-BBEE and local context
  • Practical, plain language
    Worksheets and checklists
  • POPIA-respectful
    We never sell your details

What's included

16 resources, delivered as separate links

HandbookPDF

The Cash Flow Survival Guide

Keep more cash in your South African business, week by week

by Justin Vandayar

PDF · 50 pagesInstant download

What's inside
  • Why profitable businesses still run out of cash
  • Building a simple 13-week cash flow forecast
  • Collecting from debtors faster, politely and firmly
  • Managing suppliers, stock and the cash conversion cycle
  • Planning for SARS: VAT, PAYE and provisional tax
  • A 30-day cash rescue plan with worksheets
HandbookPDF

Getting Funding-Ready in South Africa

Prepare your business, your documents and your story before you apply

by Justin Vandayar

PDF · 40 pagesInstant download

What's inside
  • Understanding the main types of business funding
  • How funders assess an application
  • The complete funding documents checklist, item by item
  • Getting your financial statements and management accounts in order
  • Writing a clear purpose of funding and business summary
  • Common reasons applications stall, and how to avoid them
HandbookPDF

Writing SOPs That Work

Standard operating procedures your team will actually follow

by Justin Vandayar

PDF · 35 pagesInstant download

What's inside
  • Why SOPs set owners free
  • Choosing the first ten processes to document
  • The anatomy of a good SOP
  • Formats: checklists, step lists, flowcharts and video
  • Rolling SOPs out and training your team
  • Reviewing, version control and an SOP register
HandbookPDF

Hiring & Managing Your First Team

From first hire to a team you can trust

by Justin Vandayar

PDF · 38 pagesInstant download

What's inside
  • Knowing when, and who, to hire first
  • Job descriptions, adverts and fair recruitment
  • Contracts, registrations and the legal framework (overview)
  • Onboarding that sets people up to succeed
  • Leading day to day: expectations, feedback and one-on-ones
  • Handling performance and conduct issues properly
HandbookPDF

CIPC, SARS & B-BBEE Compliance Basics

A plain-language guide for South African business owners

by Justin Vandayar

PDF · 33 pagesInstant download

What's inside
  • Choosing and maintaining your business structure
  • CIPC: annual returns, beneficial ownership and keeping details current
  • SARS: income tax, provisional tax, VAT and employer taxes
  • Tax compliance status and why funders ask for it
  • B-BBEE: EMEs, QSEs, affidavits and certificates
  • A compliance calendar and record-keeping checklist
Sector PlaybookPDF

The Hospitality Playbook

Food costing, menu engineering and rosters that protect your margin

by Justin Vandayar

PDF · 32 pagesInstant download

What's inside
  • Standard recipes and plate costing
  • Food cost percentage and pricing
  • Menu engineering: stars, plough horses, puzzles and dogs
  • Ordering, receiving, stock-takes and waste control
  • Rosters built on trading patterns
  • A weekly owner's dashboard
Sector PlaybookPDF

The Retail Stock Control Playbook

Buy smarter, sell through faster and stop losing stock

by Justin Vandayar

PDF · 34 pagesInstant download

What's inside
  • Why stock is cash on a shelf
  • ABC analysis and range decisions
  • Reorder points, safety stock and buying plans
  • Receiving, pricing and storage routines
  • Cycle counts and full stock-takes
  • Shrinkage: causes, controls and measures
Sector PlaybookPDF

The Medical & Dental Practice Operations Playbook

Smoother days, cleaner billing and a better patient experience

by Justin Vandayar

PDF · 30 pagesInstant download

What's inside
  • The patient journey, from booking to follow-up
  • Appointment book design and reducing no-shows
  • Front-desk, billing and medical scheme claims routines
  • Debtor control and patient accounts
  • Consumables, equipment and supplier management
  • POPIA, records and professional obligations (overview)
Sector PlaybookPDF

The Construction Project Costing Playbook

Price, track and protect the margin on every job

by Justin Vandayar

PDF · 31 pagesInstant download

What's inside
  • Why construction margins disappear
  • Reading drawings, BoQs and specifications
  • Building up rates: labour, materials, plant, overheads and profit
  • Preliminaries, contingencies and risk
  • Weekly job cost tracking and variations
  • Payment certificates, retention and project cash flow
MotivationalPDF

Building Legacy

Growing a business that outlives the hustle

by Justin Vandayar

PDF · 30 pagesInstant download

What's inside
  • What legacy really means for a business owner
  • Values you can build on
  • From owner-dependent to owner-led
  • Money, family and the long view
  • Succession: preparing the next leaders
  • Your legacy statement and 12-month commitments
MotivationalPDF

The Owner's Mindset

Think, decide and lead like the owner your business needs

by Justin Vandayar

PDF · 27 pagesInstant download

What's inside
  • From self-employed to business owner
  • Working on the business, not only in it
  • Making decisions with incomplete information
  • Discipline, focus and your weekly rhythm
  • Resilience when things go wrong
  • Your owner's operating manual
MotivationalPDF

Rise Higher

30 days to a stronger business

by Justin Vandayar

PDF · 34 pagesInstant download

What's inside
  • How to use the 30-day journey
  • Week 1: Clarity
  • Week 2: Cash and numbers
  • Week 3: Customers and team
  • Week 4: Systems and growth
  • Days 29 and 30: review and recommit
TemplateDOCX

Business Plan Template

An editable Word template with guidance notes

by Justin Vandayar

DOCX · 13 pagesInstant download

What's inside
  • Executive summary framework
  • Market, customers and competition
  • Operations, team and compliance
  • Sales and marketing plan
  • Financial summary and funding requirement tables
  • Guidance notes you delete as you go
ToolkitXLSX

Budget & 12-Month Cash Flow Spreadsheet

An Excel workbook with working formulas

by Justin Vandayar

XLSX · 5 sheetsInstant download

What's inside
  • Instructions sheet
  • Assumptions: opening balance, VAT, growth
  • Annual budget by month
  • 12-month cash flow with running balance
  • Low-cash warning and summary dashboard
  • Works in Excel, Google Sheets and LibreOffice
Template PackDOCX

SOP Template Pack

Editable Word templates for procedures, checklists and training

by Justin Vandayar

DOCX · 12 pagesInstant download

What's inside
  • Full SOP template
  • One-page checklist template
  • Process map worksheet
  • Training and sign-off record
  • SOP register and review log
  • Two worked examples
ToolkitDOCX

Funding Application Pack

Checklist, cover letter and business summary templates

by Justin Vandayar

DOCX · 10 pagesInstant download

What's inside
  • Funding documents checklist and tracker
  • Cover letter template
  • Business summary template
  • Purpose of funding worksheet
  • Use of funds table
  • Pre-submission quality check
Bundle price R1,829 · Save R1,485 (45%) vs R3,314 bought separately

FAQs

Good to know

How do I receive my purchase?

Straight after your payment is confirmed, you receive an email with a secure download link. You can also download from the confirmation page. Please check your spam or promotions folder if it does not arrive within a few minutes, or email hello@altiorawealth.co.za.

How can I pay?

Prices are in South African Rand. Checkout is handled by PayFast, a South African payment provider, so you can pay securely by card and other methods they support. We never see or store your card details. If your business needs an invoice or prefers EFT, email us.

Can I get a refund?

Because digital products are delivered instantly and cannot be returned, sales are final once a download link has been used. If you have not opened any link within 7 days, you can ask for a full refund. If a file is faulty, will not open, or is not what was described, tell us within 30 days and we will replace it or refund you. See our Refund policy. This does not affect your rights under South African consumer law.

Can I share the files with my team?

Each purchase is licensed for the purchaser’s own business use only. You are welcome to print worksheets for your business, and to edit the templates for your own business. The files may not be resold, published, shared or distributed outside your business. All Altiora Library content is © 2026 Justin Vandayar. All rights reserved.

Is this financial, legal or tax advice?

No. The Altiora Library provides general educational information only. It is not financial, legal, tax, accounting, labour, medical or investment advice. Altiora Business Management is a business consulting practice, not a lender or credit provider, and no particular outcome is guaranteed. Laws, rates and thresholds change, so please verify with SARS, CIPC or a qualified professional before acting. Examples in the products are illustrative, and the author and publisher accept no liability for loss arising from their use.

Portrait of Justin Vandayar, Founder and CEO of Altiora Business Management

About the author

Justin Vandayar

Founder & CEO, Altiora Business Management

Justin Vandayar is the Founder & CEO of Altiora Business Management. A serial entrepreneur, he has over 20 years’ experience across operations management, financial planning, bookkeeping, real estate and property management, and hospitality and restaurant franchising.

That breadth of hands-on experience shapes everything in the Altiora Library: practical tools, plain language and a focus on what owners can put to work in their own businesses straight away.

Through Altiora Business Management, Justin works with owners across South Africa, in Ballito, Durban, Cape Town, Fourways and online, on business consulting, business and personal coaching, CRM solutions and funding readiness.

Every title in the Altiora Library is written by Justin Vandayar and published by Altiora Business Management.

Disclaimer: Altiora Business Management is a business consulting practice. We are not a lender or credit provider and do not provide credit, insurance, investments or regulated financial, legal or tax advice. Where specialist or licensed advice is needed, we will recommend you speak to an appropriately qualified professional. Every business is different and no particular outcome is guaranteed.