Cover of The Funding-Ready Pack

The Altiora Library / Bundles

Bundle · 5 items · ZIP

The Funding-Ready Pack

Prepare a complete, credible funding application

by Justin VandayarPublished by Altiora Business Management

The handbook, templates and spreadsheet you need to organise your documents, tell your story and show funders your numbers.

R839R1,195Save R356 (30%)

Prices in South African Rand

FormatZIP download containing PDF, DOCX and XLSX files
Includes5 resources
DeliverySecure download link by email after payment
AuthorJustin Vandayar
PublisherAltiora Business Management
LicencePurchaser’s own business use only. Templates may be edited for your business; files may not be resold or shared
  • Instant download
    Link emailed after payment
  • Secure checkout
    Via PayFast
  • Written for South Africa
    CIPC, SARS, B-BBEE and local context
  • Practical, plain language
    Worksheets and checklists
  • POPIA-respectful
    We never sell your details

What's included

5 resources in one download

HandbookPDF

Getting Funding-Ready in South Africa

Prepare your business, your documents and your story before you apply

by Justin Vandayar

PDF · 40 pagesInstant download

What's inside
  • Understanding the main types of business funding
  • How funders assess an application
  • The complete funding documents checklist, item by item
  • Getting your financial statements and management accounts in order
  • Writing a clear purpose of funding and business summary
  • Common reasons applications stall, and how to avoid them
ToolkitDOCX

Funding Application Pack

Checklist, cover letter and business summary templates

by Justin Vandayar

DOCX · 10 pagesInstant download

What's inside
  • Funding documents checklist and tracker
  • Cover letter template
  • Business summary template
  • Purpose of funding worksheet
  • Use of funds table
  • Pre-submission quality check
TemplateDOCX

Business Plan Template

An editable Word template with guidance notes

by Justin Vandayar

DOCX · 13 pagesInstant download

What's inside
  • Executive summary framework
  • Market, customers and competition
  • Operations, team and compliance
  • Sales and marketing plan
  • Financial summary and funding requirement tables
  • Guidance notes you delete as you go
ToolkitXLSX

Budget & 12-Month Cash Flow Spreadsheet

An Excel workbook with working formulas

by Justin Vandayar

XLSX · 5 sheetsInstant download

What's inside
  • Instructions sheet
  • Assumptions: opening balance, VAT, growth
  • Annual budget by month
  • 12-month cash flow with running balance
  • Low-cash warning and summary dashboard
  • Works in Excel, Google Sheets and LibreOffice
HandbookPDF

The Cash Flow Survival Guide

Keep more cash in your South African business, week by week

by Justin Vandayar

PDF · 50 pagesInstant download

What's inside
  • Why profitable businesses still run out of cash
  • Building a simple 13-week cash flow forecast
  • Collecting from debtors faster, politely and firmly
  • Managing suppliers, stock and the cash conversion cycle
  • Planning for SARS: VAT, PAYE and provisional tax
  • A 30-day cash rescue plan with worksheets
Bundle price R839 · Save R356 (30%) vs R1,195 bought separately

FAQs

Good to know

How do I receive my purchase?

Straight after your payment is confirmed, you receive an email with a secure download link. You can also download from the confirmation page. Please check your spam or promotions folder if it does not arrive within a few minutes, or email hello@altiorawealth.co.za.

How can I pay?

Prices are in South African Rand. Checkout is handled by PayFast, a South African payment provider, so you can pay securely by card and other methods they support. We never see or store your card details. If your business needs an invoice or prefers EFT, email us.

Can I get a refund?

Because digital products are delivered instantly and cannot be returned, sales are final once a download link has been used. If you have not opened any link within 7 days, you can ask for a full refund. If a file is faulty, will not open, or is not what was described, tell us within 30 days and we will replace it or refund you. See our Refund policy. This does not affect your rights under South African consumer law.

Can I share the files with my team?

Each purchase is licensed for the purchaser’s own business use only. You are welcome to print worksheets for your business, and to edit the templates for your own business. The files may not be resold, published, shared or distributed outside your business. All Altiora Library content is © 2026 Justin Vandayar. All rights reserved.

Is this financial, legal or tax advice?

No. The Altiora Library provides general educational information only. It is not financial, legal, tax, accounting, labour, medical or investment advice. Altiora Business Management is a business consulting practice, not a lender or credit provider, and no particular outcome is guaranteed. Laws, rates and thresholds change, so please verify with SARS, CIPC or a qualified professional before acting. Examples in the products are illustrative, and the author and publisher accept no liability for loss arising from their use.

Portrait of Justin Vandayar, Founder and CEO of Altiora Business Management

About the author

Justin Vandayar

Founder & CEO, Altiora Business Management

Justin Vandayar is the Founder & CEO of Altiora Business Management. A serial entrepreneur, he has over 20 years’ experience across operations management, financial planning, bookkeeping, real estate and property management, and hospitality and restaurant franchising.

That breadth of hands-on experience shapes everything in the Altiora Library: practical tools, plain language and a focus on what owners can put to work in their own businesses straight away.

Through Altiora Business Management, Justin works with owners across South Africa, in Ballito, Durban, Cape Town, Fourways and online, on business consulting, business and personal coaching, CRM solutions and funding readiness.

Every title in the Altiora Library is written by Justin Vandayar and published by Altiora Business Management.

Disclaimer: Altiora Business Management is a business consulting practice. We are not a lender or credit provider and do not provide credit, insurance, investments or regulated financial, legal or tax advice. Where specialist or licensed advice is needed, we will recommend you speak to an appropriately qualified professional. Every business is different and no particular outcome is guaranteed.