Website terms of use

1. Acceptance

By using this website you agree to these terms. If you do not agree, please do not use the site.

2. Who we are

This website is operated by Altiora Business Management, a business consulting practice serving clients from Durban, Cape Town and Fourways, South Africa.

3. Our services

Altiora provides business consulting, advisory, coaching, CRM and funding readiness and facilitation services. We are not a lender, credit provider, insurer or financial services provider, and nothing on this site is an offer of credit, a financial product or regulated financial advice. Any funding is provided by third-party funders on their own terms.

4. Use of the website

• Use the site lawfully and do not interfere with its operation or security.
• Information you submit must be accurate and yours to share.
• Do not upload malicious files or content that infringes others’ rights.

5. Forms and submissions

Submitting a form is an enquiry or request only. It does not create a client relationship, confirm a booking or guarantee any service, funding or outcome. Engagements are governed by a separate written agreement, such as the Facilitation Agreement for funding facilitation.

6. Client Portal

Access to the Altiora Client Portal is by invitation and subject to its own terms. You are responsible for keeping your login details confidential.

7. Intellectual property

The content, branding and design of this website belong to Altiora Business Management or its licensors and may not be reused without permission.

8. Electronic communications

This website is provided in line with the Electronic Communications and Transactions Act 25 of 2002. Our contact details are: hello@altiorawealth.co.za, 074 490 3875.

9. Liability

See our Disclaimer. As far as the law allows, we are not liable for loss arising from use of this website.

10. Privacy

Our Privacy Notice and POPIA page explain how we process personal information.

11. Governing law

These terms are governed by the laws of the Republic of South Africa.